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Okay, this is a little dramatic. I don't actually plan on cutting plastic out of my life. How else would I buy things? |
When I say this, I don't mean cutting the bitches that I hang out with on a regular basis. Well, sometimes I do. I won't really notice how much money I'm saving until the end of the month when I don't have any credit card bills to pay, but man, let me tell you...using cash and debit is a struggle! I've never had more coins in my pockets, but at least I can do laundry!
I actually unknowingly faltered on this goal, but I still technically still didn't use my credit cards and I'm going to tell you why.
iTunes: So I had to buy Demi Lovato's "Heart Attack." Don't judge me. A friend of mine agreed with me that if her and Selena Gomez were to go on tour together, we would both lose our $hit. Now I hoping they do and it doesn't conflict with JT and Jay-Z or even worse, my other idol Ke$ha. With buying this song, I forgot my iTunes was synced to my credit card. I'm giving myself a break on this one since like c'mon, how do I pay for that in cash!?! Plus, I'm about supporting artists and not illegally downloading music. Napster is so 2000 and late.
Company Card: This shouldn't even count, for many obvious reasons.
Credit Card Credit: So I received a credit which means I have a negative balance. Why would I be crazy enough to use cash and not bring my balance up to an even "Zer0?"
AMEX Membership Rewards: I bought a plane ticket with my points and there was a difference that I had to pay in which you could only use the card to do so, that does not count. I was a victim of circumstances.
So, here's the deal, as far as I'm concerned, I still haven't used plastic this month. I wonder what it would be like to not have to pay a credit card bill at the end of the month!
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